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When you bank with 1st Centennial Bank, you get more than a few choices of checking accounts. You get the combination of power and flexibility needed to achieve your financial goals while maintaining easy access to your money. Not to mention innovative new services like having your check images available online and free bill payment.

Personal Checking

  • $200 minimum balance to open account
  • $1,000 daily minimum balance to waive maintenance fee, otherwise $12.00 per month
  • Unlimited / free ATM and POS transactions at Star and Plus System network locations(1.)
  • Overdraft protection available upon approval

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Personal Interest Checking

  • $200 minimum balance to open account
  • $2,500 daily minimum balance to waive maintenance fee, otherwise $14.00 per month
  • Variable interest rate, paid according to the tiers on the account. Interest compounded daily and paid monthly
  • Unlimited / free ATM and POS transactions at Star and Plus System network locations(1.)
  • Overdraft protection available upon approval

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55 Checking

  • $200 minimum balance to open account
  • $1,000 monthly average balance to waive maintenance fee, otherwise $8.00 per month
  • Unlimited / free ATM and POS transactions at Star and Plus System network locations(1.)
  • Overdraft protection available upon approval


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Personal Money Market Account

  • $2,500 minimum balance to open account
  • $2,500 daily minimum balance to waive maintenance fee, otherwise $13.00 per month
  • Up to 3 checks per month
  • Variable interest rate, paid according to the tiers on the account. Interest compounded daily and paid monthly
  • Unlimited withdrawals if made in person or at an ATM. Up to 3 if made by telephone or POS/ACH
  • Free ATM and POS transactions at Star and Plus System network locations(1.)

 

 

 


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1. 3rd party charges, such as surcharge fees may apply.
The opening of any 1st Centennial Bank account is subject to approval