• Time for some new wheels? Automobile/Truck loans are available for both businesses and individuals. We have excellent terms and competitive rates. In addition to traditional financing, we offer new car financing up to 100% and used car financing up to 80%. 84-month financing is available on loans of $50,000 or more for new cars and 72 months on loans of $25,000 or more for used cars.
• Our easy loan application and quick turn around time will get you behind the wheel in no time at all. With a pre-approved loan you can shop for a car or truck knowing that the financing is already guaranteed.

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RV & Boat Loans

• If you've been dreaming about a new boat or recreational vehicle, stop dreaming and talk to a 1st Centennial Bank lender.
• We have a variety of loan options to make your dreams a reality, with advances available up to 80% and rates and terms that you can live with.

Home Equity Loans and Lines of Credit

• Are you taking full advantage of the equity in your home? With a home equity loan from 1st Centennial Bank you can finance a college education, consolidate high interest-rate credit cards, make home improvements, or take that well-deserved dream vacation.
• An equity line of credit is the perfect way to be prepared for a cash need in the future -- and interest you pay may be fully deductible! (Consult your tax advisor.)

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Centennial Line

• 1st Centennial Bank is committed to providing exceptional financing solutions to the members of our business and professional community.
• In response to our commitment to you, we offer unsecured Centennial Lines of Credit with line amounts ranging from $25,100 to $250,000.
• Centennial Lines of Credit provide the cash flow flexibility to respond to any number of personal related cash needs.

Cash Secured Loans

• Are you looking for a fast and inexpensive loan?
• 1st Centennial Bank offers two such loans.
• Loan amounts up to 100% of your savings account or Certificate of Deposit, to be held as collateral.
• Repayment terms up to 36 months.

Personal Unsecured Loans

• Do you prefer a fixed rate loan without having to provide collateral?
• Loan amounts begin at $3,000.
• Take up to 36 months to repay the loan.

Checking Line (overdraft protection)

• How important is “peace of mind” to you?
• This unsecured line of credit offers protection against unexpected overdrafts. It saves you the embarrassment of bounced checks and associated fees.
• You will enjoy maximum buying power since you can write checks up to the available balance in your checking account, plus your available balance on your credit line.
• And what’s more…there is no annual fee!
   

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