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These days, a credit card is not a luxury it’s a necessity. Travel, entertainment, short- term cash needs – whatever you need at a low fixed interest rate – is possible with a 1st Centennial Bank VISA® card. What could be better than earning money while you spend money - it's possible - with a 1st Centennial Bank "Rewards" card. (Maximum $350 per year, credited to your account in December.)

Personal Visa Rewards
  • Earn a .50% rebate on all purchases of goods and services.
  • Take advantage of the convenience and security that comes with a 1st Centennial Bank’s VISA® Classic Card.
  • VISA is recognized by more than 28 million merchants worldwide.
  • You can even manage your monthly bills with VISA®’s Automatic Bill Payment and make most types of income tax payments.
  • You will receive the benefits of lost or stolen card reporting and fraud protection.
  • More importantly, there is no annual fee, no transaction fees for purchases or balance transfers and no interest charges if the balance is paid in full within 25 days after the statement closing date.
  • The VISA® Classic – one more way 1st Centennial Bank uses its resources to help you manage your personal finances.

Business Visa Rewards

  • Earn a 1.00% rebate on all purchases of goods and services.
  • Take advantage of the convenience, reliability, and security that comes with 1st Centennial Bank’s VISA® Business Card.
  • VISA® is recognized by more than 28 million merchants worldwide.
  • Enjoy greater financial control by being able to manage cash flow, streamline bookkeeping, and separate personal and business expenses.
  • Whether it’s for fast, easy, everyday purchases or convenient access to short-term working capital, VISA® puts you in control of your small business finances.
  • There are no transaction fees for purchases or balance transfers and no interest charges if the balance is paid in full within 25 days of the statement closing date. There is a minimal annual fee of $50.00.
  • The VISA® Business Credit Card – one more way 1st Centennial Bank uses its resources to help you manage your business finances.

 

 

 

 

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Our primary lending area is California.