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Whether you are a first time saver or an investor seeking higher yields for your money, FDIC safety and liquidity, you will find a savings plan to meet your objectives.

 

Personal Savings

  • $200 minimum balance to open account
  • $500 daily minimum balance to waive maintenance fee, otherwise $10.00 per quarter
  • Unlimited withdrawals if made in person. Otherwise, limit of 6 withdrawals per month. Only 3 by telephone and /or POS/ACH to 3rd parties
  • Interest is compounded daily, paid quarterly on daily collected balances
  • ATM access must be linked with a personal checking account
  • $1 per transaction in excess of 3 per month

 

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Personal Time Deposits

  • $2,500 minimum balance to open account. The minimum opening balance of
    $10,000 is required for the 13 Month "Bankers Dozen" Promotional Account.
  • Fixed rate with terms ranging from ninety (90) days to five (5) years
  • Interest is compounded daily and paid monthly, quarterly, annually or at
    maturity, for terms of less than one year, on balances of $2,500 or more.
    For the "Bankers Dozen"13 month promotional account, interest is compounded
    daily, and paid monthly, quarterly or annually on balances of $10,000 or
    more.
  • Early withdrawal penalty may apply

 

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Personal Access 9-month Time Deposit

  • $25,000 minimum balance to open account
  • Fixed rate time deposit account with one penalty-free partial withdrawal each 9-month term
  • Interest is compounded daily and credited monthly on balances of $10,000 or more
  • Additional deposits can be made to the account without extending the original 9-month term

 

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1 Year Variable Rate Access Time Deposit

  • $500 minimum balance to open account
  • Variable rate time deposit account with one penalty-free partial withdrawal each 1-year term
  • Interest is compounded daily on balances of $2,500 or more, and paid monthly, quarterly or at maturity
  •  Additional deposits can be made to the account without extending the original 1-year term

 

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18 Month Variable Rate IRA

  • $200 minimum balance to open account
  • Variable rate 18-month IRA Time Deposit
  • Interest is compounded daily and paid monthly, quarterly, or annually on balances of $200 or more
  • Early withdrawal penalties may apply
  • IRA accounts subject to an annual administration fee of $35.00

 

 

 

                         

 

 


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